Modern Merchant Technology

Changing the landscape of the Credit Card Processing Industry

One conversation at a time.

Process Credit Card Transactions at 0.00% for life.

2.2 Billion Transactions

Processed Annually

A Dedicated Personal Service

Delivered by Industry Veterans

Accept Credit Cards

Without any of the fees

Custom Payment Solutions

That fit Your Business and Your Budget perfectly.


Total Transactions Processed

A Trusted Global Payments Provider

3.5M +

Merchants Locations

 Global Payment Reach

100 +

Countries & Territories

 Global Payment World Operations

Modern Merchant Technology

The only Company with a Free Full Coverage Life-time Equipment Warranty.

As Featured in:

No Hidden Fees, No Start Up Fees, No Shipping Fees, No Kidding.


  • Rate: 0.00% – Accept All Major Creditcards, without the fees. 
  • 24/7 Award Winning U.S. Based Customer Service 
  • State of the Art Technology & Transaction Security
  • Rapid Online No Hassle Application 
  • Fast Guaranteed Next Day Deposits
  • 2.2 Billion Dollars Processed Annually
  • Dedicated Personalized Service Delivered by Industry Veterans.
  • Zero Percent Rate Program or Wholesale Rates – You Decide.
  • Free Online Reporting & Sales Tracking
  • Rapid Online No Hassle Application
  • Same Day Approval 
  • No Application Fees, No Set Up Fees,  No BS. 

IN STORE – Modern Easy-To-Use Store Front Point of Sale Solutions for your business.


High Performance, Reliable Targeted Full Service Pos Systems, for any Business: from Retail Stores to Beauty Salons to Restaurants as well as Grocery and Convenience Stores or any other Brick and Mortar Location, with more options than you can dream that fit any budget you have.

on the go

ON THE GO – State of the Art Mobile & Wireless Technology to help you grow.


Tailored mobile processing solutions for Businesses On the Go. You can leverage our experience and expertise to meet the unique needs of your business across all industries and verticals. Our Technology allows any business to accept payments from anyone, anywhere, anytime.


ONLINE – Highest Level of Online Security & Web-Payment Integrations for your Website.


Accept one-time and automated, reoccurring payments online with safe, secure payment options utilizing the highest level of data encryption and transaction tokenization offered in the payment industry, keeping your transactions safe and clients happy.


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Follow the leaders.

Just a few of our Global Payments Client List

1. Take Action.

  • Schedule a Call with Us. (10 Seconds)
  • Tell US about your business (1 Minute)
  • Discuss your Business Goals & Get all your Questions answered (As long as you want)

2. Handle Business.

  • Upload Current Merchant Statements if you are currently accepting cards, (30 Seconds) 
  • Review Your Savings Analysis. ( 1 Minute)
  • Choose Your New Modern Merchant Equipment

3. Be Happy.

  • Securely e-Sign your application.
  • 0.00% Credit Card Processing
  • Gauranteed Next Day Transaction Deposits
  • 24/7 Live  US Based Customer Support
  • Dedicated Industry Verteran Personal Represtative 
Schedule a call with us.

Equipment Types & Payment Processing Customized To Your Business. You decide, we listen.

All businesses are different. We offer online payment gateways, wireless mobile processing, retail, and full service point-of-sale technology. We customize the payment processing account and hardware solution to the exact needs of the business. That means you only pay for what you need not a penny more. We have many options and setups tuned to processing style, equipment needs, funding needs and much more. Give us a call we can walk through each aspect of business operations with you to identify the best specific solution for your unique business needs.

Rapid Next Day Funding

We know how important it is for you to receive your funds quickly. We offer guaranteed next day funding for the majority of our merchants. Imagine getting your deposit the same day or the next day. No more waiting for your revenue. Get your deposits fast with Modern Merchant Technology. If you want to find out about next day funding, click or call!


Easy ways to Get Started

1.  Just click “Learn More Button” on the left and one of our product experts will follow up with you directly.

2.  If you prefer, you can call our Customer Success Team now at (800) 295-1271 or (303) 800-8272.  Press Opt 2 for New Accounts Merchant Service Division.  

Rapid Online Approval 

Zero % Credit Card Processing & Modern Merchant Equipment.

Forward thinking,  Intelligent Solutions.


Modern State of the Art Technology that will fit any budget. 

Apply with us for your new low cost merchant processing account, with our fast same day underwriting and approvals, you could be processing cards by tomorrow. Utilizing our secure online application takes only a few minutes and your business will be able to accept payment on all major credit & debit cards and gain access to our industry leading “0.00% rates  or (if you choose), our wholesale rate programs” . You decide, We listen.  Becoming a Modern Merchant gives you unlimited access to over 1000 payment processing terminals, and point of sale systems in our line up. Schedule a call with one of our product specialists and find out how we can improve your success, update your business and eliminate your costs. 

See what our clients are saying about us.


Reviews Matter.

Jill and Steven Fox - Restaurant Owners - San Jose, CA.

" We moved our both of our Merchant Accounts to MMT and their 0.00% program saved a few thousand dollars a per month, per location and we got 5 new upgraded terminals! Definitely recommend this company"

Li Na Chen - Hair & Beauty Salon- New York, NY.

" 24/7 Great customer support and our rep is awesome! We have been with Modern Merchant for a little over a year. Doesnt matter what time of day or night. They always find quick easy solutions"

Justin O'keefe - Hot Rod Customs - Columbus, OH.

"I used to pay around $700.00 to $800.00 a month in credit card processing costs and then we found Modern Merchant Tech! We switched to their 0.00% program putting about $8,000.00 a year a year back into my business. Never switching again and never paying credit card processing fees again either."

Tareva Washington - Home Health Care Servicess - Roswell GA.

"My new small business is mobile so we needed credit-card processing equipment that will work anywhere. Great little terminals, we chose MMT's wholesale rate program instead of the 0% program and still got about 60% savings! Amazed - I have referred two of my friends so far"

Bryan Jones - Retail Clothing Line - Las Vegas, NV.

"Quick approval, killer service, overnighted new equipment shipping fees coverd by them. Doesnt matter what I need they get it done. This company has figured out to treat its customers which is one of the most important things in business."

Tiana Davis - Health & Beauty Products - Denver, CO.

"I had a problem with my current provider, MMT overnighted equipment while I was doing the application, I was auto-approved the next morning, then they reprogramed the equipment and I did a 15 minute training and I didnt miss a step! "

Evelyn Moore - Accounting & Bookkeeping Svc - Baton Rouge, LA.

"I have always been a stickler for service and crunching numbers. I chose their 0% fee elimination program and saved 100% of my credit card fees. Love that I can reach someone 24/7! "

 Become a Modern Merchant and take your company to the next level of credit card processing. 

The opportunities of man are limited only by his imagination. -Charles F. Kettering

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